We use cookies to track website usage anonymously, so we can analyse trends and improve our website. For more information.  
Complexity made easy

Terms of Use

This website is managed in the United Kingdom by OAC PLC.

These Terms apply to the use of the Mo.net website. They do not form any part of a contract for purchasing a licence or service agreement to use the Mo.net financial modelling software.

Please read these Terms carefully (and the Privacy Policy) before using the Mo.net website. Using or accessing any part of this website indicates that you accept these Terms regardless of whether or not you choose to register with us. If you do not accept these Terms in full, do not use this website. Please leave immediately.


"Website" - means the Mo.net website, accessed by www.oac-mo.net.


1. Introduction

1.1 You may access some areas of the Website without registering your details with OAC. Certain areas of the Website are only open to you if you register.

Back to top

2. Intellectual property rights

2.1 You are permitted to print and download extracts from the Website for your own use on the following basis:

a) no documents or related graphics on the Website are modified in any way;

b) no graphics on the Website are used separately from accompanying text; and

c) the owner’s copyright and trade mark and permission notices appear on all copies to the extent that they appear in original extracts concerned.

Unless otherwise stated, the copyright and other intellectual property rights in all material on the Website (including without limitation photographs and graphical images) are licensed to OAC. "Mo.net" is a registered trademark of OAC and is used by OAC under licence.

2.2 Any use of extracts from the Website other than in accordance with paragraph 2.1 above for any purpose is prohibited. If you breach any of the terms in this document, your permission to use the Website automatically terminates and you must immediately destroy any downloaded or printed extracts and files from the Website.

2.3 Subject to paragraph 2.1, no part of the Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without OAC’s prior written permission.

Back to top

3. Service access

3.1 While OAC endeavours to ensure that the Website is normally available 24 hours a day, OAC shall not be liable if for any reason the Website is unavailable at any time or for any period.

3.2 Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond OAC’s control.

3.3 You agree to review and comply with all pages of the Website stipulating the correct computer software required and details of use of the Website.

Back to top

4. Visitor material

4.1 Other than personally identifiable information, which is covered under the Privacy Policy, any material you transmit or post to the Website shall be considered non-confidential and non-proprietary. OAC shall have no obligations with respect to such material.

4.2 You agree to review our Privacy Policy set out on the other pages of the Website and you agree to the terms of our Privacy Policy.

Back to top

5. Conduct

5.1 You are prohibited from posting or transmitting to or from the Website any material:

a) that is threatening, defamatory, obscene, indecent, seditious, offensive, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience or the transmission of which by you or any other person is unlawful as a matter of either civil or criminal law; and

b) for which you have not obtained all necessary licences and / or approvals.

5.2 You may not misuse the Website (including, without limitation, by hacking).

5.3 OAC shall fully co-operate with any law enforcement authorities or court order requesting or directing OAC to disclose the identity or locate anyone posting any material in breach of paragraph 5.1 or paragraph 5.2 or for any other legal reason.

Back to top

6. Links to and from other websites

6.1 Links to third party websites on the Website are provided solely for your convenience. If you use these links, you leave the Website. OAC has not reviewed all of these third party websites and does not control and is not responsible for these websites or their content or availability. If you decide to access any of the third party websites linked to the Website, you do so entirely at your own risk.

6.2 You may not create links to the Website unless you have permission from OAC.

6.3 OAC expressly reserves the right to revoke any links granted for breach of these terms and to take any action it deems appropriate.

6.4 You shall fully indemnify OAC for any loss or damage suffered by OAC or any of its group companies for breach of any of the provisions of this agreement.

Back to top

7. Registration

7.1 Each registration is for a single user only. OAC does not permit you to share your username and password with any other person nor with multiple users on a network.

7.2 Responsibility for the security of any passwords issued rests with you.

Back to top

8. Disclaimer

8.1 While OAC endeavours to ensure that the information on the Website is correct, OAC does not warrant the accuracy and completeness of the material on the Website. OAC may make changes to the material on the Website, or to the products and prices described in it, at any time without notice. The material on the Website may be out of date, and OAC makes no commitment to update such material.

8.2 The material on the Website is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, OAC provides you with access to the Website on the basis that OAC excludes all representations, warranties, conditions and other terms that might otherwise apply in relation to the Website.

Back to top

9. Liability

9.1 Under this paragraph, our liability includes that of any individuals and companies connected with OAC and their respective agents, employees and sub-contractors. Your liability includes any other party claiming through you, and loss or damage includes any losses, damages, costs or expenses whatsoever or howsoever arising out of or in connection with the Website or service.

9.2 If your use of material on the Website results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.

Back to top

10. Termination

10.1 Subject to paragraph 2.2, this service will terminate if you or we are in material breach of any of its terms and if the breach is not remedied within the period of twenty working days after written notice of it has been given to the party in breach.

10.2 You are not required to delete any part of the service which you have used. For the avoidance of doubt: you are not required to delete or destroy print-outs or copies from print-outs.

Back to top

11. Governing law and jurisdiction  

11.1 These Terms of Use shall be governed by and construed in accordance with English law. Disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the English courts.

Back to top

12. Severance

12. 1 If any provision of this agreement (or part of a provision) is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable or illegal, the other provisions shall remain in force.

12.2 If any invalid, unenforceable or illegal provision would be valid, enforceable or legal if some part of it were deleted, the provision shall apply with whatever modification is necessary to give effect to the commercial intention of the parties.